Open Enrollment

Open Enrollment for 2027 benefits is November 9–20, 2026.

This is your annual opportunity to enroll in or make changes to these benefits:

  • Medical, dental, and vision insurance
  • Flexible spending accounts (FSAs)
  • Supplemental life insurance
  • Supplemental accidental death and dismemberment (AD&D) insurance

If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except FSAs – if you want an FSA in 2027, you must actively enroll in one during Open Enrollment.

Enrollment Guides & Resources

Review your Benefits Guide to understand your coverage and resources

Need Help?

Email Totalrewards@steptoe.com if you have questions about your benefits or how to enroll.

How to Enroll

When you’re ready to enroll or make changes:

Log in at sso.dayforcehcm.com/steptoe while connected to Steptoe’s network.

Documentation for Dependents

If you’re enrolling dependents, you may need to provide this documentation:

  • Marriage certificate
  • Birth or adoption certificate

If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.

Additional Step for Recent New Hires

If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.

Confirmation Statement

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What’s New and Changing in 2027

Plan Costs

2027 semi-monthly plan costs for medical, dental and vision.

Medical Plan Changes
  • The 100/50 PPO Plan will sunset.
  • In-Network deductibles for the 90/70 PPO and 90/90 DMV PPO plans will increase to $1,000 for individuals and $2,000 for families.
  • Out-of-Network deductibles for the 90/90 DMV PPO plan will continue to match the in-network deductibles of $1,000 / $2,000 respectively.  On the 90/70 PPO, the out-of-network deductibles will increase to $2,000 for individuals and $4,000 for families.
  • UnitedHealthcare (UHC) has transitioned to digital ID cards, which can be accessed through your myUHC account. Physical ID cards will no longer be mailed automatically and may be requested through myUHC or by calling (866) 473-9032.
Dental Plan Changes
  • The 100/50 PPO Plan will sunset.
  • In-Network deductibles for the 90/70 PPO and 90/90 DMV PPO plans will increase to $1,000 for individuals and $2,000 for families.
  • Out-of-Network deductibles for the 90/90 DMV PPO plan will continue to match the in-network deductibles of $1,000 / $2,000 respectively.  On the 90/70 PPO, the out-of-network deductibles will increase to $2,000 for individuals and $4,000 for families.
  • UnitedHealthcare (UHC) has transitioned to digital ID cards, which can be accessed through your myUHC account. Physical ID cards will no longer be mailed automatically and may be requested through myUHC or by calling (866) 473-9032.
UHC HSA PPO Medical Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC PPO 90/70 Medical Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC HSA PPO (DC, MD, VA Only) Medical Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC PPO 90/90 (DC, MD, VA Only) Medical Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC Dental Passive Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC Dental Incentive PPO (Available in states other than TX) Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
UHC Dental Alternate PPO Option (Available in TX)

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20
VSP Vision Rates

Semi-Monthly Plan Cost

Business Services Professionals & Managers

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Associates/Law Clerks/Directors/CXOs

  • Employee Only: $11.05
  • Employee and Spouse/DP: $29.01
  • Employee and Family: $64.16

Senior Counsel

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Partners

  • Employee Only: $22.09
  • Employee and Spouse/DP: $40.05
  • Employee and Family: $75.20

Contribution Limits

Flexible Spending Accounts (FSA)

2027 contribution limits:

  • Health Care or Limited Purpose FSA – $3,500
  • Dependent Care FSA – $7,500
Health Savings Account (HSA)

2027 contribution limits:

  • Individual medical coverage – $4,500
  • Family medical coverage – $9,000

Steptoe employer contribution:

  • Individual medical coverage – $1,250
  • Family medical coverage – $2,500
Commuter Benefits

2027 contribution limits:

  • Parking – $350
  • Public Transportation – $350

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Ready to enroll?

Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.

You have until 11:59 p.m. on November 20, 2026 to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.

  1. LOG IN to Dayforce at sso.dayforcehcm.com/steptoe (must be connected to Steptoe’s network)
  2. ADD your personal and dependent information
  3. SELECT your benefit plans for the coming year
  4. REVIEW your choices and costs before finalizing
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