Disability
Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
Short-Term Disability (STD for Business Services Professionals & Managers)
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 60% of your pre-disability base pay.
- Benefits end after 180 days.
Long-Term Disability (LTD for Business Services Professionals & Managers)
- You are eligible to receive LTD benefits after 180 days of disability.
- Replaces up to 60% of covered monthly earning up to maximum of $10,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Short-Term Disability (STD for Non-Partner Attorneys, Law Clerks, Directors, Officers, and Senior Counsel)
- You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury.
- Replaces up to 100% of your pre disability base pay.
- Benefits end after 180 days.
Long-Term Disability (LTD for Attorneys, Of Counsel, Law Clerks, Directors, and Senior Counsel)
- You are eligible to receive LTD benefits after 180 days of disability.
- Replaces up to 60% of covered monthly earning up to maximum of $15,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Short-Term Salary Continuation (for Partners)
- Salary continuation provides continued income should you be disabled for up to six months.
- You will continue to receive 100% of your monthly pre-disability income.
Long-Term Disability (LTD for Chiefs, Officers, & Partners)
- You are eligible to receive LTD benefits after 180 days of disability.
- Replaces up to 60% of covered monthly earning up to maximum of $25,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
Voluntary Individual Disability Insurance (IDI for Staff and Partners)
- Depending on your income, you may be eligible to purchase additional disability insurance through the firm’s MetLife IDI program. If you are eligible, MetLife will send a personalized packet of information to you.